IHI Worldwide health insurance Group 7 ( BUPA Group ) List of reimbursements Outpatient services Outpatient surgery / International health insurance / seguros médicos y de viaje / worldwide medical cover

The List of Reimbursements forms part of the Policy Conditions. We therefore recommend that you read both the List of Reimbursements and the Policy Conditions carefully.

Expenses will be reimbursed according to the following rates. If you have chosen an option with a deductible, reimbursement will be paid when the total amount exceeds the selected deductible.

Hospitalisation and inpatient services

All amounts are in DKK / EUR

A (Ultimate) and B (Extended) health insurance

C (Basic) health insurance

D (Extended) hospital insurance

E (Basic) hospital insurance

Annual cover

Per person per policy year

DKK	EUR
6 million	800,000

DKK	EUR
3 million	400,000

DKK	EUR
6 million	800,000

DKK	EUR
3 million	400,000

Hospitalisation and inpatient treatment	Outpatient treatment in a hospital or clinic	Ambulance treatment	Emergency room treatment
Maternity	Inpatient rehabilitation	Nursing accommodation - a once only benefit	Home nursing
Hospice	Manage your policy online

Outpatient services

There are no reimbursements for outpatient treatment under the Extended Hospital Insurance (D) and under the Basic Hospital Insurance (E).

All amounts are in DKK / EUR	A (Ultimate) health insurance	B (Extended) health insurance	C (Basic) health insurance
Outpatient surgery	100%	100%	100%

General Practitioners	Eye and ear specialists	Other specialists	Other medical assistance
	Medicine prescribed by a physician	Appliances	Physiotherapy
Chiropractor / Osteopath	Health resort and convalescence

Supplementary covers

Dental and optical (List of reimbursements)

The supplementary cover for Dental and Optical entitles you to the benefits listed below.

When you take out the Extended Dental and Optical cover, your annual cover is increased by DKK 200,000 / EUR 26,000 and when you take out the Basic Dental and Optical cover your annual cover is increased by DKK 100,000 / EUR 13,000

Medical evacuation & repatriation

Medical evacuation & repatriation covers transportation to a qualified place of treatment if you become seriously ill or injured. When you take out Medical evacuation & repatriation, your annual cover is increased by DKK 500,000 / EUR 70,000

Critical Illness

Personal Accident

A, B, C, D, E, Options	Critical Illness (option)	Dental and Optical expenses
Glossary	Hospital treatment ( Other treatment )	List of Reimbursements
Manage your policy online	Personal Accident (option)	Policy Conditions
Waiting periods

Basic and Extended Dental and Optical cover - which also increases the overall annual sum insured for your insurance plan (Options A to E) when you take out this supplementary cover

Supplementary cover: Medical evacuation & repatriation. eg transport by 'plane or helicopter to a suitable place of treatment / expenses for accompanying person / the overall annual sum insured for your insurance plan (Options A to E) is increased when you take out this supplementary cover.

Para pedir una cotización o una aclaración / For a quote or details:
email	*saniprof@mail.ddnet.es / dmh@e-consultas.com*
Fax:	(+ 34) 91 8032484
Teléfono / 'phone:	(+ 34) 609 522 300

Accommodation and treatment	Ambulance treatment	Appliances
Chemotherapy	Chiropractor	Critical Illness (option)
Dental and Optical expenses	Dialysis	Emergency room treatment
Extra bed for accompanying parent	Eye and ear specialists	General Practitioners
Glossary	Health resort and convalescence	Home nursing
Hospice	Hospital treatment ( Other treatment )	Hospitalisation and inpatient treatment
Inpatient rehabilitation	Intensive care	List of Reimbursements
Manage your policy online	Maternity	Medical evacuation & repatriation
Medicine prescribed by a physician	Medical treatment and medicine while in hospital	Nursing accommodation - a once only benefit
Organ transplant	Osteopath	Other medical assistance
Other specialists	Outpatient services	Outpatient surgery
Outpatient treatment in a hospital or clinic	Pacemaker	Personal Accident (option)
Physiotherapy	Policy Conditions	Pre- and post-examinations in connection with hospitalisation
radiation	Reimbursement in hospitals / clinics with fixed packages	Surgery - inpatient
Surgery - outpatient	Waiting periods	Worldwide Health Insurance Group 7 (A, B, C, D, E,)

Policy Conditions (valid from 1.1.07)

In accordance with the Danish Insurance Contracts Act

Article 1. Acceptance of the insurance	Article 2. Commencement date	Article 3. Waiting periods in connection with new insurance contracts and extension of cover	Article 4. Who is covered by the insurance?
Article 5. Where is cover provided?	Article 6. What is covered by the insurance?	Article 7. Medical evacuation and repatriation	Article 8. Exceptions for reimbursement
Article 9. How to report a claim	Article 10. Cover by third parties	Article 11. Payment of premium	Article 12. Information necessary to the Company
Article 13. Assignment, cancellation and expiry	Article 14. Disputes, venue etc	Glossary

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